Unveiling the Convenience of SBI SMS Banking: A Complete Guide: In today's fast-paced world, digitalization is no longer an option but a necessity. Catering to this need, the State Bank of India (SBI) brings its SMS Banking services to your fingertips.
This guide will walk you through how you can register for this service, the different services offered, and the specific codes you need to use for various transactions.
What is SBI SMS Banking?
SBI SMS Banking is a convenient feature offered by the State Bank of India, enabling its account holders to access a plethora of banking services simply by sending a text message. If you have an account with SBI, all you need to do is register your mobile number for SMS Banking, and you're all set to enjoy a host of features.
Services Available Through SBI SMS Banking
SBI offers an extensive range of services through its SMS Banking channel. Below are some of the key features you can access:
- Account Balance Inquiry: Quickly check your account balance by sending an SMS with a specific command.
- Mini Statement: Get an overview of your recent transactions through a simple SMS.
- Chequebook Request: Need a new chequebook? No need to visit the bank; just send an SMS!
- ATM/Debit Card Control: Report a lost or stolen card and block it instantly via SMS.
- Debit Card PIN Generation: You can even set up your debit card PIN using SMS Banking.
How to Use SBI SMS Banking Codes
For each service offered, there is a corresponding SMS code that you need to use. Make sure to send these messages from your registered mobile number. Here's how to use the codes for various services:
General Banking Services
- Mini Statement: Send "MSTMT" to 09223866666
- Account Balance: Text "BAL" to 09223766666
- Chequebook Request: Type "CHQREQ" and send it to 09223588888
Financial Documents
- E-Statement for Last 6 Months: Send "ESTMT <4-digit encryption code>" to 09223588888
- Educational Loan Interest Certificate: Send "ELI <4-digit encryption code>" to 09223588888
- Home Loan Interest Certificate: Text "HLI <4-digit encryption code>" to 09223588888
Card Services
- Control ATM Card Usage: Send “SWON/SWOFF ATM/POS/ECOM/INTL/DOM ” to 09223966666
- Green PIN Facility: Text "PIN " to 567676
- Block ATM Card: Message "BLOCK " to 567676
Loan Inquiries
- SBI Car Loan: Simply text “CAR" to 09223588888
- SBI Home Loan: Message “HOME" to 09223588888
Registering for SBI SMS Banking
If you’re an SBI account holder, registering for SMS Banking is a simple one-time process. To register, send a text message in the following format:
- Registration: Send 'REG ' to 09223488888
You'll need to send this message from the mobile number that is already registered with your specific SBI account. Once your registration is successful, you can start availing yourself of the SMS Banking services instantly.
Conclusion
SBI SMS Banking is a potent tool in the age of digital banking, making various transactions and queries as easy as sending a text. Register today and say hello to hassle-free banking!