Want to open a savings bank account in Allahabad bank online? Are you looking for the Allahabad bank saving account opening form online? In this article I will be sharing a simple step by step guide to open your first bank account in Allahabad bank. These days people are looking for opening a bank account onilne as managing time in week days is very difficult. in such cases in fact banks are also well prepared with providing such facilities for customers convenience only.

Summary of Allahabad bank account opening process

With Allahabad savings bank account online, you can easily do balance enquiry, transfer funds without visiting branch itself. In this article, I will be sharing information like Allahabad bank saving account form filling guide, Allahabad bank saving account interest rate, Allahabad bank minimum balance for current account, Allahabad bank account balance enquiry or how to check account balance, cheque book request form download, Allahabad bank online login & net banking guide at one place.

Types of Savings account and deposit schemes in Allahabad bank

There are various types of deposit scheme and savings account option available in Allahabad bank. You have to explore them first in case you want some specific benefit from the savings account.

  • Normal Savings Bank
  • All Bank Premium SB
  • All Bank Advantage Salary Premium Account
  • All Bank Mahila Sanchay Account
  • All Bank 3-in-1 Account
  • All Bank Vikash SB Account
  • All Bank Saral Savings Account (Basic Savings Bank Account).
  • All Bank Saral Savings Bank Account – Small Account
  • All Bank Savi Fix Account

Allahabad bank saving account interest rates 2017

Allahabad bank interest rates for Fixed Deposit up to: 7.00% Nov, 2016, Savings Accounts up to: 4.00% Nov, 2016 and recurring deposit interest rates are also similar to other banks only. These are very low interest rates if you compare them with few of the new banks launched in India with highest interest rates like 7% from a savings account.

Eligibility Criteria to Open Allahabad bank Account

The eligibility criteria of opening Allahabad bank is very simple and clear.

  • You must be a citizen of India and have not opened any savings account in your name with Allahabad bank already.
  • You should have PAN card to apply for a Bank account.
  • Must be able to validate your KYC process with necessary address proof.

For more specific eligibility criteria, you must contact your nearest Allahabad bank branch or call their customer care numbers.

What is Minimum Balance in Allahabad bank Savings account

As there are different types of savings account and current accounts, one need to put different amount as minimum balance. E.g. if you are opening a normal savings account then the min balance criteria will be as follows.

The minimum amount required to open the account with a cheque book facility is Rs.500 in rural and semi-urban branches and Rs.1,000 for other branches. For an account without cheque book facility, the minimum amount is Rs.100 for rural and semi-urban branches and Rs.500 for other types of branches.

Documents required to open bank account in Allahabad bank

Generally the documents required to open a bank account in India are almost common for every banks. You have to provide an address proof, PAN card, identity proof and mandatory KYC form submission. You can refer the below documents for your documents proof reference.

Proof of Identity: Xerox copy of any one of the following:

  • PAN Card
  • Passport (along with validity details like date of expiry)
  • Driving License
  • Voter ID Card
  • Photo ID Card (issued by the central government and its departments, state government and its departments, statutory/ regulatory authorities and public sector undertakings)

Proof of Address: Xerox copy of any one of the following:

  • Passport (along with validity details like date of expiry)
  • Driving License
  • Voter ID Card
  • Bank Statement or Passbook
  • Latest Electricity Bill or Telephone Bill, not older than 3 months

Also carry passport size photographs and also all the original documents for validation.

Allahabad bank Application forms download links

You can download various account opening or investment related application forms online from Allahabad bank official website download link itself. Just follow the below website link and download the account opening forms, KYC forms and other necessary forms before visiting your nearest branch to open a SB account in Allahabad bank.

https://www.allahabadbank.in/english/Downlaod.aspx

Step By Step Process – Open Allahabad bank Savings Account

As per the Allahabad bank website, online account opening option is not there. That means you have to download the Allahabad bank current account or savings account opening form in pdf format and then take print out.

First of all visit the Allahabad bank savings bank account page where you will find out the types of savings account available with them.

Choose the one you are looking for or else go with the normal savings account.

In the next screen read all the features and term of the savings account like minimum balance, zero balance facility is there or not, transaction charges etc.

Next download the application form and the take print out.

Fill the form and submit the necessary documents in the nearest Allahabad bank branch. make sure yuo have complete the KYC process as well.

After successful verification bank will open your savings account and hand over the savings account KIt.

https://www.allahabadbank.in/english/Saving_bank.aspx

How To Open Zero Balance Account in Allahabad bank

One can open Normal Savings Bank Account with zero balance facility, if he/she is a pensioner. Besides that you can open AllBank Advantage Salary Premium Account and AllBank Mahila Sanchay Account with zero balance facility.

Allahabad bank Balance enquiry by Missed Call or SMS or Toll Free Numbers

You can easily dial Allahabad Bank missed call banking number 09224150150. Besides that you can also try the 24X7 customer care numbers 91-22-27836061, 27836062, 27836063, 27836064, 27836065 (for Mobile Banking and Internet Banking), and. 1800-22-0363 (Toll Free for ATM related information).

Besides that, you can also apply for Allahabad Bank internet banking access & password, and the login to your net banking account. Through your Allahabad Bank net banking account you can easily add beneficiaries, transfer funds to any other account, IMPS transfer, address change, change your mobile number, download statement etc.