Want to open a bank account in BOB online? Bank of Baroda or BOB is one of the leading bank in India. if you are looking to open a savings a bank account in Bank of Baroda then you are at the right place. In this article I will be sharing various useful information and how to guide which will help you to open a savings account in Bank of Baroda online or by visiting their nearest branch.

Summary of Bank of Baroda Account Opening Process

In this article, I will be sharing information like Bank of Baroda saving account form filling guide, BOB saving account interest rate, Bank of Baroda minimum balance for current account, Bank of Baroda account balance enquiry or how to check account balance, cheque book request form download, Bank of Baroda online login & net banking guide at one place.

Types of Savings account in Bank of Baroda

Like every bank Bank of Baroda also provide various types of savings account as per individuals need. Here are the various types of bank account options available at Bank of Baroda.

  • Baroda Centenary Savings Account
  • Savings Bank Account
  • Super Savings Account
  • Baroda Basic Savings Ac
  • Baroda Salary Advantage Saving Account
  • Baroda Bachat Mitra
  • Baroda Pensioners Savings Bank Account
  • Baroda Jeevan Suraksha Savings Bank Account

Bank of Baroda Savings Account Interest Rates 2017

BOB savings account will give a nominal 4% interest rate on your deposits like almost every other banks in India. In case you are looking for more interest rate from your savings account then you can look for various other bank accounts offered by Yes Bank, Airtel Payment bank, RBL Bank etc with even more than 7% interest rate.

Documents Required to Open a Bank account in Bank of Baroda

Any of the following documents bearing photograph of the holder is also accepted for the purpose of identification
a) Valid Passport
b) PAN Card
c) Driving Licence
d) Voters ID Card
e) Defence ID Card
f) Identity Card of employees of central/State Govt. & Public Sector Undertakings
g) Senior CitizenCard

Filling the KYC document is mandatory now a days while opening bank account in India. So make sure you are furnishing all necessary documents at the bank branch.

Eligibility Criteria To Open a Bank account in Bank of Baroda

The eligibility criteria of opening Bank of Baroda is very simple and clear.

  • You must be a citizen of India and have not opened any savings account in your name with Bank of Baroda already.
  • You should have PAN card to apply for a Bank account.
  • Must be able to validate your KYC process with necessary address proof.

For more specific eligibility criteria, you must contact your nearest Bank of Baroda branch or call their customer care numbers.

What is Minimum Balance in Bank of Baroda Savings Account?

Type of Savings Account Minimum Balance Required
Savings Bank Account
Super Savings Account Quarterly Average Balance: Rs.20000
Baroda Basic Savings Account
Baroda Bachat Mitra
Baroda Jeevan Suraksha Savings Bank Account Rs. 1000 on a daily basis

Bank of Baroda online Application form download Links

You can download various account opening or investment related application forms online from Bank of Baroda official website download link itself. Just follow the below website link and download the account opening forms, KYC forms and other necessary forms before visiting your nearest branch to open a SB account in BOB.


Steps to open a bank account in BOB or Bank of Baroda

The account opening process is almost similar to other bank only. You can’t open a bank account in Bank of Baroda complete online mode only. Follow the process below.

First of all you have to visit Bank of Baroda savings account page and download the application form. Choose form the various types of savings account as per your benefit.

Fill up the BOB account opening form carefully without any mistake. Collect all necessary documents and then take their copies and passport size pictures.

Next visit to nearest Bank of Baroda branch with these documents and submit the account opening application.

After verification process completion only you will be provided a passbook and net banking KIT.

How To Open Bank of Baroda Zero Balance Account Online

The best part of Bank of India savings account is that one can open the basic SB account with zero balance feature. All resident individuals, singly or jointly (maximum two persons) are eligible to open an account. This zero balance account is suited for all those who cannot keep a minimum average balance in the account.

Bank of Baroda Balance Enquiry by Miss Call or SMS or Toll Free Numbers

The balance enquiry number is- 09223011311. Give call to this number and get SMS containing details to your registered mobile number. For various other customer care numbers you can refer to below table taken from Bank of Baroda official website only.

 Contact Centre (India)
06.00 a.m. to 10.00 p.m. IST
Toll Free number for all customers except PMJDY customers and other Financial Inclusion schemes 1800   22 33 44
1800 102 44 55
Dedicated Toll free no. for Pradhan Mantri Jan Dhan Yojana (PMJDY) customers and other Financial Inclusion scheme. 1800 102 77 88
(From Overseas locations) – 24 x 7
91 22 26529981
91 22 40768300
Debit Cards (India)
24 hours
Toll Free 1800   22 04 00

Besides that, you can also apply for Bank of Baroda internet banking access & password, and the login to your net banking account. Through your BOB net banking account you can easily add beneficiaries, transfer funds to any other account, IMPS transfer, address change, change your mobile number, download statement etc.

So, if you think that you should open a savings account in Bank of Baroda which is very near to your home then its perfectly fine as you should have your account in any bank but near to your home only. You can also invest your savings account money in various deposit schemes to earn more interest. Share your thoughts on this article about how to open a bank account in BOB and write your experiences here if any.